[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.shadar.cz\/jake-jsou-zasady-investovani\/#Article","mainEntityOfPage":"https:\/\/www.shadar.cz\/jake-jsou-zasady-investovani\/","headline":"Jak\u00e9 jsou z\u00e1sady investov\u00e1n\u00ed","name":"Jak\u00e9 jsou z\u00e1sady investov\u00e1n\u00ed","description":"Mnoho lid\u00ed chce rozmno\u017eit sv\u00e9 pen\u00edze. A jednou z\u00a0cest, jak toho dos\u00e1hnout, je i investov\u00e1n\u00ed. To v\u0161ak nen\u00ed tak snadn\u00e9, jak by se mohlo zd\u00e1t,","datePublished":"2023-09-19","dateModified":"2024-01-22","author":{"@type":"Person","@id":"https:\/\/www.shadar.cz\/author\/#Person","name":"","url":"https:\/\/www.shadar.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/93869824c8aa580f0d16049ad31e69846ffc925e0cbb2826cc9554f53943da69?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/93869824c8aa580f0d16049ad31e69846ffc925e0cbb2826cc9554f53943da69?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"shadar.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.shadar.cz\/wp-content\/uploads\/art481103_1x1_20260929_104246_WMT34S.jpg","url":"https:\/\/www.shadar.cz\/wp-content\/uploads\/art481103_1x1_20260929_104246_WMT34S.jpg","height":0,"width":0},"url":"https:\/\/www.shadar.cz\/jake-jsou-zasady-investovani\/","about":["Finance"],"wordCount":420,"articleBody":"\tMnoho lid\u00ed chce rozmno\u017eit sv\u00e9 pen\u00edze. A jednou z\u00a0cest, jak toho dos\u00e1hnout, je i investov\u00e1n\u00ed. To v\u0161ak nen\u00ed tak snadn\u00e9, jak by se mohlo zd\u00e1t, a nav\u00edc p\u0159edstavuje zna\u010dn\u00e9 riziko. Snadno toti\u017e m\u016f\u017eeme o sv\u00e9 pen\u00edze p\u0159ij\u00edt. Proto nen\u00ed na \u0161kodu si p\u0159ipomenout p\u00e1r z\u00e1sad, kter\u00e9 je dobr\u00e9 dodr\u017eovat.\tTou hlavn\u00ed je diverzifikace. Pokud sv\u00e9 investice rozlo\u017e\u00edme do v\u00edce fond\u016f, pak pravd\u011bpodobnost, \u017ee v\u0161echny zkrachuj\u00ed, je skute\u010dn\u011b minim\u00e1ln\u00ed. Naproti tomu kdy\u017e v\u0161e vlo\u017e\u00edme jen do jednoho, pak se vystavujeme mnohem vy\u0161\u0161\u00edmu riziku. Jist\u011b, v\u00fdsledn\u00fd v\u00fdd\u011blek sice nebude tak velk\u00fd, av\u0161ak ona bezpe\u010dnost za to rozhodn\u011b stoj\u00ed.\tDal\u0161\u00edm pravidlem je pravideln\u00e9 vkl\u00e1d\u00e1n\u00ed po men\u0161\u00edch \u010d\u00e1stk\u00e1ch. Nevyplat\u00ed se investovat najednou vy\u0161\u0161\u00ed obnos. Mnohem lep\u0161\u00ed je, pokud d\u00e1v\u00e1te ur\u010ditou men\u0161\u00ed \u010d\u00e1stku ka\u017ed\u00fd m\u011bs\u00edc. Pamatujte, \u017ee by m\u011bla b\u00fdt takov\u00e1, kterou m\u016f\u017eete postr\u00e1dat. Investice jsou toti\u017e dlouhodobou z\u00e1le\u017eitost\u00ed, a jako k\u00a0takov\u00fdm je k\u00a0nim pot\u0159eba p\u0159istupovat.\tS\u00a0t\u00edm souvis\u00ed i dal\u0161\u00ed bod, trp\u011blivost. Jist\u011b, m\u016f\u017ee n\u00e1s bavit sledovat v\u00fdvoj cen akci\u00ed, av\u0161ak m\u011bjme na pam\u011bti, \u017ee je nutn\u00e9 uva\u017eovat v\u00a0dlouhodob\u00e9m horizontu. Pokud nap\u0159\u00edklad jeden z\u00a0fond\u016f, do kter\u00e9ho jsme investovali, prod\u011bl\u00e1v\u00e1, neznamen\u00e1 to, \u017ee bychom z\u00a0n\u011bj m\u011bli ihned v\u0161echny pen\u00edze vybrat. T\u00edm bychom byli ve ztr\u00e1t\u011b, co\u017e rozhodn\u011b nechceme. Pravidlem toti\u017e je, \u017ee kr\u00e1tkodob\u00fd propad p\u0159\u00edli\u0161 neznamen\u00e1, d\u016fle\u017eit\u00fd je dlouhodob\u00fd trend. A ten je pro laika pon\u011bkud obt\u00ed\u017en\u00e9 hodnotit.\tTak\u00e9 je nutn\u00e9 pamatovat, \u017ee se nejedn\u00e1 o pen\u00edze pro p\u0159\u00edpad nouze. Pokud skute\u010dn\u011b chceme t\u00edmto zp\u016fsobem dos\u00e1hnout zisku, m\u011bli bychom je tam nechat co nejd\u00e9le, a nevyb\u00edrat je poka\u017ed\u00e9, kdy\u017e si chceme n\u011bco koupit nebo pot\u0159ebujeme n\u011bco zaplatit. Kdy\u017e toti\u017e zapo\u010d\u00edt\u00e1me i v\u0161echny poplatky, pak by to bylo zna\u010dn\u011b kontraproduktivn\u00ed.\t\tV\u00a0neposledn\u00ed \u0159ad\u011b, pokud teprve za\u010d\u00edn\u00e1me, pak se rozhodn\u011b vyplat\u00ed pomoc finan\u010dn\u00edho poradce. Ten v\u00e1m pom\u016f\u017ee stanovit pl\u00e1n, kter\u00fd bude odpov\u00eddat va\u0161im p\u0159\u00e1n\u00edm a mo\u017enostem, a tak\u00e9 porad\u00ed, kam sv\u00e9 pen\u00edze vlo\u017eit. D\u00edky tomu budete m\u00edt zisk mnohem jist\u011bj\u0161\u00ed.                                                                                                                                                                                                                                                                                                                                                                                                "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Jak\u00e9 jsou z\u00e1sady investov\u00e1n\u00ed","item":"https:\/\/www.shadar.cz\/jake-jsou-zasady-investovani\/#breadcrumbitem"}]}]