[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.shadar.cz\/dluzite-nekomu\/#Article","mainEntityOfPage":"https:\/\/www.shadar.cz\/dluzite-nekomu\/","headline":"Dlu\u017e\u00edte n\u011bkomu?","name":"Dlu\u017e\u00edte n\u011bkomu?","description":"Tato v\u011bci\u010dka se k n\u00e1m dostala a\u017e po sametov\u00e9 revoluci. Do t\u00e9 doby nebylo n\u011bco podobn\u00e9ho pot\u0159eba, proto\u017ee p\u016fj\u010dky poskytovala jen hlavn\u00ed spo\u0159itelna, tedy odno\u017e","datePublished":"2025-06-08","dateModified":"2025-06-08","author":{"@type":"Person","@id":"https:\/\/www.shadar.cz\/author\/#Person","name":"","url":"https:\/\/www.shadar.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/93869824c8aa580f0d16049ad31e69846ffc925e0cbb2826cc9554f53943da69?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/93869824c8aa580f0d16049ad31e69846ffc925e0cbb2826cc9554f53943da69?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"shadar.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.shadar.cz\/wp-content\/uploads\/money-8033100_640_10_10_10_10_10_10_2.jpg","url":"https:\/\/www.shadar.cz\/wp-content\/uploads\/money-8033100_640_10_10_10_10_10_10_2.jpg","height":0,"width":0},"url":"https:\/\/www.shadar.cz\/dluzite-nekomu\/","about":["Finance"],"wordCount":414,"articleBody":"   Tato v\u011bci\u010dka se k n\u00e1m dostala a\u017e po sametov\u00e9 revoluci. Do t\u00e9 doby nebylo n\u011bco podobn\u00e9ho pot\u0159eba, proto\u017ee p\u016fj\u010dky poskytovala jen hlavn\u00ed spo\u0159itelna, tedy odno\u017e banky a proklepali si \u010dlov\u011bka tak, \u017ee ne\u017e tu p\u016fj\u010dku dostal, probrali i jeho str\u00fd\u010dka v Americe. Ne, \u017ee by ne\u0161lo st\u00e1t se za kom\u00e1r\u016f dlu\u017en\u00edkem, \u0161lo to. Ale to zde rozeb\u00edrat nebudeme. My se pod\u00edv\u00e1me do sou\u010dasnosti. Na\u0161e centr\u00e1ln\u00ed banka prost\u011b zavedla registr t\u011bch, kdo maj\u00ed jak\u00e9koli p\u016fj\u010dky a pokud neplat\u00ed \u0161up tam s t\u00edm \u010dlov\u011bkem. Tedy ne p\u0159\u00edmo s n\u00edm, ale jeho \u00fadaji. Ty jsou mimochodem naprosto voln\u011b p\u0159\u00edstupn\u00e9 ka\u017ed\u00e9mu. Za dv\u011b stokoruny si m\u016f\u017eete prolustrovat t\u0159eba souseda, nebo n\u011bkoho z rodiny. Co\u017e je jist\u011b velmi v\u00fdhodn\u00e9. Aby to nebylo v\u0161echno tak n\u011bjak moc jednoduch\u00e9 existuje t\u011bch registr\u016f hned n\u011bkolik. Pokud t\u0159eba nezaplat\u00edte inkaso, tak se tam m\u016f\u017eete ocitnout tak\u00e9. Sta\u010d\u00ed jedna jedin\u00e1 nezaplacen\u00e1 slo\u017eenka nap\u0159\u00edklad za mobil a v bance v\u00e1m u\u017e nep\u016fj\u010d\u00ed ani \u0161achy. Ka\u017ed\u00fd, kdo tam p\u0159ijde \u017e\u00e1dat o p\u016fj\u010dku nebo hypot\u00e9ku je nejprve pro\u0161et\u0159en pr\u00e1v\u011b p\u0159es ony registry. Ale nemyslete si, \u017ee v\u00e1s vyhod\u00ed hned, kdepak. Nejprve zaplat\u00edte p\u0159\u00edslu\u0161n\u00e9 poplatky za pod\u00e1n\u00ed \u017e\u00e1dosti a pak teprve se nahl\u00e9dne do registr\u016f. Pen\u00edze z\u016fst\u00e1vaj\u00ed v bance a vy let\u00edte obloukem na ulici. Nebankovn\u00ed hypot\u00e9ky bez registru jsou n\u011bco naprosto jin\u00e9ho. V\u0161e zde prob\u00edh\u00e1 naprosto jin\u00fdm zp\u016fsobem a n\u011bjak\u00fd z\u00e1znam nikoho nezaj\u00edm\u00e1. Nav\u00edc nikdy se nev\u00ed, jak takov\u00fd z\u00e1znam v\u016fbec vznikl. Kv\u016fli jedn\u00e9 nezaplacen\u00e9 slo\u017eence nen\u00ed nutno n\u011bjak\u00fdch perzekuc\u00ed. Tak se to bere zde a v nejhor\u0161\u00edm se do smlouvy kter\u00e1 zde bude o hypot\u00e9ce uzav\u0159ena vlo\u017e\u00ed i to, jak z\u00e1znam v registru zru\u0161it. To za\u0159\u00edd\u00ed v\u0161echno tady a klient se nemus\u00ed o nic starat. Co\u017e v\u00e1m nikde jinde nenab\u00eddnou. Jist\u011b i vy budete v situaci kdy budete n\u011bjakou tu hypot\u00e9ku pot\u0159ebovat vy\u0159\u00eddit. Proto u\u017e nemus\u00edte nikam chodit a n\u011bco hledat. Proto jen klikn\u011bte na odkaz v\u00fd\u0161e v \u010dl\u00e1nku.                                                                                                                                                                                                                                                                                                                                                                                           4.7\/5 - (4 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Dlu\u017e\u00edte n\u011bkomu?","item":"https:\/\/www.shadar.cz\/dluzite-nekomu\/#breadcrumbitem"}]}]