[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.shadar.cz\/co-znamena-pojem-zapujcka-a-k-cemu-je-to-dobre\/#Article","mainEntityOfPage":"https:\/\/www.shadar.cz\/co-znamena-pojem-zapujcka-a-k-cemu-je-to-dobre\/","headline":"Co znamen\u00e1 pojem z\u00e1p\u016fj\u010dka a k \u010demu je to dobr\u00e9?","name":"Co znamen\u00e1 pojem z\u00e1p\u016fj\u010dka a k \u010demu je to dobr\u00e9?","description":"V\u00fdznam slova z\u00e1p\u016fj\u010dka je vskutku jasn\u00fd – z\u00e1p\u016fj\u010dka je vlastn\u011b „dohoda “ o zap\u016fj\u010den\u00ed finan\u010dn\u00edch nebo jak\u00fdchkoliv jin\u00fdch prost\u0159edk\u016f, s podm\u00ednkou vr\u00e1cen\u00ed dan\u00e9 v\u011bci v","datePublished":"2021-12-17","dateModified":"2021-12-17","author":{"@type":"Person","@id":"https:\/\/www.shadar.cz\/author\/#Person","name":"","url":"https:\/\/www.shadar.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/93869824c8aa580f0d16049ad31e69846ffc925e0cbb2826cc9554f53943da69?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/93869824c8aa580f0d16049ad31e69846ffc925e0cbb2826cc9554f53943da69?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"shadar.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.shadar.cz\/wp-content\/uploads\/zapujcka.jpg","url":"https:\/\/www.shadar.cz\/wp-content\/uploads\/zapujcka.jpg","height":0,"width":0},"url":"https:\/\/www.shadar.cz\/co-znamena-pojem-zapujcka-a-k-cemu-je-to-dobre\/","about":["Web"],"wordCount":459,"articleBody":"   V\u00fdznam slova z\u00e1p\u016fj\u010dka je vskutku jasn\u00fd – z\u00e1p\u016fj\u010dka je vlastn\u011b „dohoda “ o zap\u016fj\u010den\u00ed finan\u010dn\u00edch nebo jak\u00fdchkoliv jin\u00fdch prost\u0159edk\u016f, s podm\u00ednkou vr\u00e1cen\u00ed dan\u00e9 v\u011bci v p\u0159edem domluven\u00e9m obdob\u00ed. Smlouva jako takov\u00e1 v\u0161ak m\u016f\u017ee ale i nemus\u00ed b\u00fdt uplatn\u011bna. Proto\u017ee smlouva o z\u00e1p\u016fj\u010dce m\u016f\u017ee b\u00fdt sjedn\u00e1na i dohodou. Ale u jak\u00e9koliv smluvn\u00ed dohody mus\u00ed prob\u011bhnout i dohoda formou pap\u00edru a dv\u011bma podpisy u\u017e jenom z d\u016fvodu bezpe\u010dn\u00e9ho pr\u016fb\u011bhu cel\u00e9 v\u011bci. U smlouvy o z\u00e1p\u016fj\u010dce m\u016f\u017ee prob\u011bhnout i tzv. v\u00fdpov\u011bdn\u00ed lh\u016fta pokud se ob\u011b strany nedomluv\u00ed na jak\u00e9mkoliv libovoln\u00e9mu datu, je doba v\u00fdpov\u011bdi p\u0159ibli\u017en\u011b 6 t\u00fddn\u016f. Tak\u017ee jednoduch\u00e9 vysv\u011btlen\u00ed dan\u00e9ho pojmu je v podstat\u011b v\u011b\u0159itel, vy jako\u017eto zap\u016fj\u010ditel m\u00e1te stejn\u00e9 pr\u00e1va a podm\u00ednky jako v\u011b\u0159itel. Podle nov\u011b stanoven\u00e9ho z\u00e1kon\u00edku si tedy od nov\u00e9ho roku neberete p\u016fj\u010dku jako takovou ale n\u00e1zev se zm\u011bnit pr\u00e1v\u011b na z\u00e1p\u016fj\u010dku. Co se t\u00fd\u010de pr\u00e1vn\u00edch z\u00e1le\u017eitost\u00ed je z\u00e1p\u016fj\u010dka upravena jako typov\u00e1 smlouva v \u00a7 2390 – 2394 Ob\u010dansk\u00e9ho z\u00e1kon\u00edku. Pokud se rozhodnete p\u016fj\u010dit si nebo n\u011bkomu zap\u016fj\u010dit n\u011bjakou finan\u010dn\u00ed \u010d\u00e1stku nebudete se bavit o pen\u011bz\u00edch jako takov\u00fdch ale bude se dan\u00e1 finan\u010dn\u00ed \u010d\u00e1stka naz\u00fdvat Jistina. Jak je to se smlouvami ? Od roku 2013 se v tomto oboru nebav\u00edme o smlouv\u011b o p\u016fj\u010dce ale jako o smlouv\u011b o z\u00e1p\u016fj\u010dce.Stejn\u011b jako u ostatn\u00edch smluv, jako prvn\u00ed bod smlouvy mus\u00ed b\u00fdt osobn\u00ed \u00fadaje, prvn\u00ed se uv\u00e1d\u00ed osob. \u00fadaje zap\u016fj\u010ditele a pot\u00e9 osob. \u00fadaje tzv. vydlu\u017eitele. Jako druh\u00fd bod mus\u00edte uv\u00e9st p\u0159edm\u011bt smlouvy, to znamen\u00e1 \u017ee mus\u00edte uv\u00e9st danou v\u011bc kterou jste poskytli z zap\u016fj\u010den\u00ed, Bod t\u0159i je vskutku lehce pochopiteln\u00fd a je to tzv. Odstoupen\u00ed od smlouvy. A jako posledn\u00ed je samoz\u0159ejm\u011b z\u00e1v\u011bre\u010dn\u00e9 ustanoven\u00ed (zkr\u00e1cen\u00e9 informace o obsahu smlouvy a n\u00e1sledn\u011b podpisy obou dvou stran zap\u016fj\u010ditele a vydlu\u017eitele) Z\u00e1p\u016fj\u010dka se z\u00e1stavou nemovitosti : Budeme se bavit u z\u00e1p\u016fj\u010dce Lightfinance. cz, jedn\u00e1 se o splacen\u00ed va\u0161ich dluh\u016f formou z\u00e1stavy va\u0161\u00ed nemovitosti a n\u00e1sleduje splacen\u00ed dluh\u016f. D\u00edky firm\u011b light Finance z\u00edsk\u00e1te – uvoln\u011bn\u00ed od exekuc\u00ed a mo\u017enost vyjednat jak\u00e9koliv „slevy“                                                                                                                                                                                                                                                                                                                                                                                           3.4\/5 - (5 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Co znamen\u00e1 pojem z\u00e1p\u016fj\u010dka a k \u010demu je to dobr\u00e9?","item":"https:\/\/www.shadar.cz\/co-znamena-pojem-zapujcka-a-k-cemu-je-to-dobre\/#breadcrumbitem"}]}]